Welcome to Credit Guide
Desert Schools Federal Credit Union Article
. For a permanent link to this article, or to bookmark it for further reading, click here.
Finding the Best Free Credit Report Possible
from:One thing that many people do not or rarely think about is their credit rating. Because of that, many do not realize how bad their credit rating is until it is too late; and they are unable to get a good rated loan or a loan at all. To prevent anything to happen to your credit rating, the best thing to do is get a credit report once a year to see if everything is as it should be.
When it comes to getting a credit report, many people do not know that they are able to get several different types of free credit reports. In fact, when it comes to getting a free credit report there are three major companies that are known for free credit reports. Even though there are several different companies to choose from, in the free credit report, it will all have the same information; therefore, you should not have to worry. The three major "free credit report" companies that are most known about are Experian, Equifax and Trans Union.
Most often when people get a free credit report they will end up getting it because they got denied for something that they applied for; however, that is not the only reason why you should get a credit report. In fact, one of the most important reasons why you should get a credit report is not only is it a free credit report, but you can also keep a very close eye on it; so that you can keep your credit yours (and not let it get stolen). Another reason why you should get a free credit report once a year is so that you know what is on your credit report; and that it is legit. Along with seeing all the different things on your credit report, you will also be able to see what your credit score is; which is also very important when wanting to apply for loans, credit cards or anything important.
Many times when people hear that they are allowed to get a free credit report, they are not sure as to where they can get one. However, there are a couple different ways to get a free credit report. One of the easiest ways is to go directly to the website of the credit report companies (where you can apply over the internet for the credit report). Another way that many people apply for their free credit report is by calling the companies (which will be 1-800 numbers).
When it comes to getting a free credit report, the most important thing that you will want to do is keep in mind what company you are going through; as you will want to get a report from a trust worthy company!
Desert Schools Federal Credit Union Specific links
Desert Schools Federal Credit Union News
10 things Republicans must do in 10 weeks
The midterms are now 70 days away.(Photo Credit: Getty Images) Washington (CNN) - With the midterm elections just 10 weeks away, analysts expect big wins for Republicans. But strategists and analysts say there are some key things the GOP must do to win over the American people and have a chance of taking back control [...]
Read more...Military wife boots up fundraiser for clothing, supplies
It's hard enough for Reina Reese to be away from her husband while he serves in the Army.
Read more...Debts Rise, and Go Unpaid, as Bust Erodes Home Equity
Lenders wrote off as uncollectible $11.1 billion in home equity loans and $19.9 billion in lines of credit in 2009.
Read more...As home equity erodes, borrowers resist payments
During the great housing boom, homeowners nationwide borrowed a trillion dollars from banks, using the soaring value of their houses as security. Now the money has been spent, and struggling borrowers are unable or unwilling to pay it back.
Read more...Mesa bank hit again by 'Overtime Bandit'
A Valley robber dubbed the "Overtime Bandit" struck a Mesa bank for the second time in less than three months Monday, marking his fourth robbery.
Read more...








